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A deferment is a period during which repayment of the principal and interest of your loan is temporarily delayed.

Click here for more information about Deferment.

Under certain circumstances, you can receive a deferment that allows you to temporarily postpone or reduce your Federal Student Loan payments. Postponing or reducing your payments may help you avoid default.

You’ll need to work with your loan servicer to apply for deferment.  Be sure to keep making payments on your loan until the deferment or forbearance is in place.

You are eligible for an In School Deferment if you are enrolled at least half-time in school and your loan has been fully disbursed.

During a deferment, you do not need to make payments.  What’s more, depending on the type of loan you have, the Federal Government may pay the interest on your loan during a period of deferment.